Privacy Policy

1.Information We Collect

When you interact with this website, request an insurance consultation, or download consumer guides (such as The Protection Planning Checklist or IUL tools), we may collect:

• Contact Information: First name, last name, email address, and phone number.
• Consultation Preferences: Services of interest (Life Insurance/IUL, Annuities, Military Asset Shield, Final Expense) and preferred contact hours.
• Technical & Attribution Data: Anonymized IP addresses, browser type, and marketing campaign parameters (UTM tags) to measure educational outreach.

2.How We Use Your Information

Information submitted through this portal is processed exclusively for the following purposes:

• Analyzing your profile and preparing educational illustrations regarding insurance options and retirement strategies.
• Directly contacting you via telephone, text message (SMS), or email to coordinate your consultation session.
• Sending digital copies and download links for requested checklists, guides, or personalized calculator scenarios.
• Maintaining secure client relationship records in our CRM system for ongoing advisory follow-up.

3.Telephone & SMS Communications (TCPA Compliance)

By submitting a consultation request or downloading a guide with affirmative consent, you authorize AB Global Consulting and licensed agent Angel Burgos to contact you via telephone calls, emails, and SMS text messages regarding insurance consultation services. Standard message and data rates may apply.

Opt-Out Option: You may opt out of text communications at any time by replying 'STOP' to any SMS received, or by emailing angelburgosrosado@gmail.com to request record removal.

4.Infrastructure Providers & Security

To operate this application securely, we utilize enterprise-grade infrastructure providers adhering to strict encryption and compliance standards:

• Supabase & PostgreSQL: Cloud database with SSL/TLS encryption in transit and at rest.
• HubSpot CRM: Confidential client management and consultation appointment tracking.
• Resend: Secure transactional email delivery of confirmations and PDF guides.

5.Your Rights & Data Control

You have the right to review what personal information is on file, request corrections, or request complete deletion of your records from our databases.