Scientific D.I.M.E. Framework

D.I.M.E. Family Protection Needs Calculator

Calculate exact life insurance coverage needs using the four core pillars: Debt, Income replacement, Mortgage balance, and Education funds.

$25,000

Credit cards, auto loans, personal loans, and consumer balances.

$850,000
Annual Gross Income:
Years to Replace:
$280,000

Remaining mortgage balance to keep your family in their primary residence.

$150,000
Number of Children:
Fund per Child:
$100,000

Executive D.I.M.E. Summary

$1,305,000

Total capital required to fully insulate family obligations

Debts (D)$25,000
Income (I)$850,000
Mortgage (M)$280,000
Education (E)$150,000

Net Unfunded Shortfall

$1,205,000

This represents the exact capital shortfall your loved ones would inherit without supplemental coverage.