100% Cash-Indemnity Model
Nationwide CareMatters Together® LTC Cash Estimator
Model tax-free monthly cash benefits for home health or family caregivers without submitting receipts. If you never need care, your principal passes 100% tax-free to your family.
55 Years
$6,000/mo
Average in-home health aide costs in Florida range from $4,500 to $6,500/month.
Total LTC Protection Pool
$648,000
$6,000 / mo in liquid cash payments
100% Cash-Indemnity: Pay family members or informal caregivers to assist you at home without receipts.
Shared Couples Pool: Either spouse can draw from the combined pool, maximizing protection efficiency.
Asset-Based Death Benefit: If care is never triggered, $259,200 passes tax-free to beneficiaries.